{"id":4738,"date":"2017-06-13T18:07:40","date_gmt":"2017-06-13T18:07:40","guid":{"rendered":"http:\/\/modern-min.realhomes.io\/?page_id=2"},"modified":"2021-11-05T11:30:58","modified_gmt":"2021-11-05T03:30:58","slug":"mortgage","status":"publish","type":"page","link":"https:\/\/www.28tsingyi.com\/zh\/mortgage\/","title":{"rendered":"[2021\u5e74\u7248] \u6a13\u5b87\u6309\u63ed\u606f\u7387\u6bd4\u8f03 (\u5404\u5927\u9280\u884c\u606f\u7387\/ \u73fe\u91d1\u56de\u8d08\/ \u7f70\u606f\u671f\u4e00\u89bd\u8868)"},"content":{"rendered":"

\u8cb7\u6a13\u53ef\u80fd\u662f\u4f60\u6703\u9032\u884c\u6700\u5927\u984d\u7684\u4ea4\u6613\u3002\u5728\u5b89\u6392\u6309\u63ed\u8cb8\u6b3e\u4e4b\u524d\uff0c\u60a8\u9700\u8981\u78ba\u4fdd\u81ea\u5df1\u6709\u511f\u9084\u8cb8\u6b3e\u7684\u80fd\u529b\u3002\u9019\u7bc7\u6587\u7ae0\u6703\u52a9\u4f60\u4e86\u89e3\u5982\u4f55\u8a08\u7b97\u8cb8\u6b3e\u984d\u53ca\u6bd4\u8f03\u4e0d\u540c\u985e\u578b\u7684\u8cb8\u6b3e\u3002<\/span><\/p>\n

\"[2021\u5e74\u7248]<\/p>\n

\u6a13\u5b87\u6309\u63ed<\/b><\/h2>\n

\u6a13\u5b87\u6309\u63ed\u5c31\u662f\u4ee5\u7269\u696d\u4f5c\u62b5\u62bc\uff0c\u5411\u9280\u884c\u501f\u51fa\u9996\u671f\u4ee5\u5916\u7684\u9322\u7528\u4f86\u8cfc\u8cb7\u7269\u696d\u3002\u9280\u884c\u6703\u6839\u64da\u7269\u696d\u7684\u4f30\u503c\uff0c\u8cb8\u6b3e\u4eba\u7684\u9084\u6b3e\u80fd\u529b\uff0c\u501f\u8cb8\u7d00\u9304\u7b49\uff0c\u8a55\u4f30\u53ef\u4ee5\u501f\u51fa\u7684\u91d1\u984d\u3002\u5982\u679c\u8cb8\u6b3e\u4eba\u5728\u8cb8\u6b3e\u671f\u9593\u7121\u80fd\u529b\u511f\u9084\uff0c\u9280\u884c\u6709\u6b0a\u628a\u7269\u696d\u6536\u56de\uff0c\u62cd\u8ce3\u4f86\u62b5\u501f\u51fa\u7684\u91d1\u984d\u3002<\/span><\/p>\n

 <\/p>\n

\u53ef\u4ee5\u501f\u591a\u5c11\uff1f<\/b><\/h2>\n

\u9280\u884c\u6703\u5f9e\u591a\u65b9\u9762\u8a55\u4f30\u6700\u9ad8\u8cb8\u6b3e\u984d\uff0c\u5176\u4e2d\u5305\u62ec\uff1a<\/span><\/p>\n

    \n
  • \u7269\u696d\u7a2e\u985e \uff08\u4f8b\u5982\u79c1\u4eba\u6a13\u5b87\uff0c\u6751\u5c4b\uff0c\u516c\u5171\u623f\u5c4b\u7b49\uff09<\/span><\/li>\n
  • \u7269\u696d\u4f30\u503c<\/span><\/li>\n
  • \u8cb8\u6b3e\u7684\u501f\u8cb8\u7d00\u9304<\/span><\/li>\n
  • \u8cb8\u6b3e\u4eba\u7684\u9084\u6b3e\u80fd\u529b\uff08\u8cb8\u6b3e\u4eba\u7684\u8077\u696d\uff0c\u6708\u5165\u7b49\uff09<\/span><\/li>\n
  • \u8cb8\u6b3e\u4eba\u662f\u5426\u9996\u6b21\u7f6e\u696d<\/span><\/li>\n<\/ul>\n

     <\/p>\n

    \u8a08\u7b97\u8cb8\u6b3e\u984d<\/b><\/h2>\n

     <\/p>\n

    \u5982\u7269\u696d\u50f9\u503c600\u842c\uff0c\u9280\u884c\u62798\u6210\u6309\u63ed\u5373480\u842c\uff0c\u63db\u800c\u8a00\u4e4b\u7533\u8acb\u4eba\u9700\u4ed82\u6210\u4f5c\u9996\u671f\u5373120\u842c\u3002<\/span><\/p>\n

     <\/p>\n

    \u9084\u6b3e\u65b9\u5f0f<\/b><\/h2>\n

     <\/p>\n

    \u8cb8\u6b3e\u4eba\u53ef\u4ee5\u9078\u64c7\u4ee5H\u6309\u6216P\u6309\u4f5c\u9084\u6b3e\u5229\u606f\u8a08\u7b97\u3002\u4e0d\u540c\u9280\u884c\u6703\u6709\u7a0d\u70ba\u4e0d\u540c\u7684\u606f\u7387\u548c\u73fe\u91d1\u56de\u8d08\uff0c\u5efa\u8b70\u6bd4\u8f03\u5f8c\u518d\u4f5c\u6c7a\u5b9a\u3002\u90a3\u9ebc\uff0c\u4ec0\u9ebc\u662fH\u6309\u548cP\u6309\u5462\uff1f<\/span><\/p>\n

     <\/p>\n

    H\u6309 = \u9280\u884c\u540c\u696d\u62c6\u606f(HIBOR) + \u500b\u5225\u9280\u884c\u8a02\u7acb\u7684\u606f\u7387<\/span><\/p>\n

     <\/p>\n

    \u7531\u65bcHIBOR\u662f\u6d6e\u52d5\u7684\uff0c\u6240\u4ee5H\u6309\u7684\u606f\u7387\u4e5f\u6709\u6a5f\u6703\u8ddf\u96a8\u8abf\u6574\u3002\u70ba\u4e86\u4fdd\u969c\u8cb8\u6b3e\u4eba\uff0c\u9280\u884c\u4e5f\u6703\u8a02\u7acb\u9396\u5b9a\u6309\u606f\u4e0a\u9650\uff0c\u70ba\u514d\u4f9b\u6b3e\u56e0\u70ba\u62c6\u606f\u4e0a\u5347\u800c\u6025\u5347\u3002<\/span><\/p>\n

     <\/p>\n

    P\u6309 = \u6700\u512a\u60e0\u5229\u7387 (Prime Rate) – \u500b\u5225\u9280\u884c\u8a02\u7acb\u7684\u606f\u7387<\/span><\/p>\n

     <\/p>\n

    \u6700\u512a\u60e0\u5229\u7387\u4e00\u822c\u662f\u8ddf\u96a8\u7f8e\u570b\u5229\u7387\u8d70\u52e2\uff0c\u96d6\u7136\u76f8\u5c0d\u8f03\u7a69\u5b9a\uff0c\u4f46\u5728\u4e00\u822c\u60c5\u6cc1\u4e0b\uff0c\u6700\u512a\u60e0\u5229\u7387\u6703\u9ad8\u65bc\u9280\u884c\u540c\u696d\u62c6\u606f\u3002\u6240\u4ee5\u5927\u90e8\u5206\u8cb8\u6b3e\u4eba\u6703\u9078\u64c7H\u6309\u3002\u00a0<\/span><\/p>\n

     <\/p>\n

    \u7f70\u606f\u671f<\/b><\/p>\n

    \u70ba\u4e86\u4fdd\u969c\u9280\u884c\u6216\u8cb8\u6b3e\u6a5f\u69cb\u56e0\u70ba\u63d0\u65e9\u9084\u6b3e\u800c\u640d\u5931\u5229\u606f\uff0c\u6a5f\u69cb\u5927\u591a\u6703\u8a2d\u7acb\u7f70\u606f\u671f\uff0c\u5c0d\u7f70\u606f\u671f\u5167\u9084\u6e05\u8cb8\u6b3e\u7684\u8cb8\u6b3e\u4eba\u6536\u53d6\u624b\u7e8c\u8cbb\uff0c\u5927\u90e8\u5206\u7f70\u606f\u671f\u70ba2\u5e74\u3002<\/span><\/p>\n

     <\/p>\n

    \u58d3\u529b\u6e2c\u8a66<\/b><\/h2>\n

    \u58d3\u529b\u6e2c\u8a66\u662f\u9280\u884c\u5728\u9032\u884c\u6309\u63ed\u5be9\u6279\u6642\uff0c\u5728\u5be6\u969b\u5229\u7387\u4e0a\u52a03\u5398\u4f5c\u300c\u5047\u8a2d\u5229\u7387\u300d\uff0c\u8a55\u4f30\u7533\u8acb\u4eba\u5728\u5229\u606f\u8abf\u9ad8\u6642\u6240\u80fd\u627f\u53d7\u7684\u9084\u6b3e\u80fd\u529b\u3002<\/span><\/p>\n

     <\/p>\n

    \u58d3\u529b\u6e2c\u8a66\u8a08\u7b97\u793a\u7bc4<\/span><\/h2>\n

     <\/p>\n

    \u7269\u696d\u5e02\u503c\uff1a 800\u842c<\/span><\/p>\n

    \u8cb8\u6b3e\u984d\uff1a640\u842c\uff088\u6210\uff09<\/span><\/p>\n

    \u5be6\u969b\u5229\u7387\uff1a2.5%<\/span><\/p>\n

    \u52a0\u58d3\u5f8c\u5229\u7387\uff1a2.5% + 3% = 5.5%<\/span><\/p>\n

    \u52a0\u58d3\u5f8c\u5047\u8a2d\u4f9b\u6b3e\u984d\uff1a$36,339<\/span><\/p>\n

    \u7533\u8acb\u4eba\u7684\u6700\u4f4e\u5165\u606f\u8981\u6c42\uff1a$72,678 (\u6bcf\u6708\u5047\u8a2d\u4f9b\u6b3e\u70ba\u5be6\u969b\u5165\u606f\u768450%\uff09<\/span><\/p>\n

    * \u7533\u8acb\u4eba\u5165\u606f\u6c34\u5e73\u8ddf\u5047\u8a2d\u6027\u4f9b\u6b3e\u7684\u6bd4\u4f8b\u4e0a\u9650\uff0c\u8996\u4e4e\u4e0d\u540c\u7533\u8acb\u4eba\u72c0\u6cc1 *<\/span><\/p>\n

     <\/p>\n

     <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n
    \n

    \u6309\u63ed\u7522\u54c1\u63a8\u4ecb\u00a0\u00a0\u00a0<\/b><\/h2>\n<\/td>\n<\/tr>\n

    <\/td>\n\u6309\u606f(\u4f4e\u81f3)<\/b><\/td>\n\u56de\u8d08(\u9ad8\u9054)<\/b><\/td>\n\u9280\u884c\/\u6a5f\u69cb<\/b><\/td>\n<\/tr>\n
    \u6700\u5e73 H \u6309<\/span><\/td>\nH+1.40%<\/span><\/td>\n1.0%<\/span><\/td>\n\u6052\u751f\u9280\u884c<\/span><\/td>\n<\/tr>\n
    \u6700\u5e73 P \u6309<\/span><\/td>\n2.50%<\/span><\/td>\n1.0%<\/span><\/td>\n\u5357\u6d0b\u5546\u696d\u9280\u884c<\/span><\/td>\n<\/tr>\n
    \u4f4e\u9996\u671f\u9ad8\u6210\u6578<\/span><\/p>\n

    {\u4e00\u624b\u4e8c\u624b\u53ca\u8f49\u6309}<\/span><\/p>\n

    8 \u6210(\u6a13\u50f9\u9ad8\u9054 833 \u842c) 7 \u6210(\u6a13\u50f9 3000 \u842c \u6216\u4ee5\u4e0b)<\/span><\/td>\n

    		P-2.6%~2.50% (\u53ef\u501f 5 \u6210\u4fdd\u8cbb)<\/span><\/td>\n0.5%<\/span><\/td>\n\u5b8f\u4e9e\u6309\u63ed<\/span><\/td>\n<\/tr>\n
    \u7279\u5feb\u8ca1\u52d9<\/span><\/td>\nP+3%\u8d77<\/span><\/td>\nN\/A<\/span><\/td>\n\u82f1\u7687\u8ca1\u52d9 \/ ETC \/ JIT \/\u4e2d\u539f\u8ca1\u52d9 \u7b2c\u4e00\u4fe1\u7528\u8ca1\u52d9 \/ \u65b0\u9d3b\u57fa\u4fe1\u8cb8<\/span><\/td>\n<\/tr>\n
    \u8cb7\u8ce3\u516c\u53f8\u80a1\u6b0a<\/span><\/td>\n1.8%- 2%\u6708\u606f<\/span><\/td>\nN\/A<\/span><\/td>\n\u82f1\u7687\u8ca1\u52d9 \/ \u9f0e\u73ee VMS<\/span><\/td>\n<\/tr>\n
    P\u6309<\/span><\/p>\n

    (\u4e00\u4e8c\u624b\/\u81ea\u7528\/\u9023\u79df\u7d04)<\/span><\/td>\n

    		P-2.8%\/P-3% (2.45-2.5%)<\/span><\/td>\n1%<\/span><\/td>\n\u532f\u8c50 \/ \u6046\u751f \/ \u4e2d\u9280 \/ \u6e23\u6253 \/ \u82b1\u65d7 \/ \u5de5\u5546 \/ \u6771\u4e9e \/ \u4ea4\u901a \/ \u5efa\u884c \/ \u661f\u5c55 \/ \u6c38\u9686 \/ \u5927\u65b0 \/ \u4e2d\u4fe1(\u570b\u969b) \/\u5357\u6d0b\u5546\u696d \/ \u5275\u8208 \/\u5927\u65b0<\/span><\/td>\n<\/tr>\n
    \u5c45\u5c4b\u6309\u63ed<\/span><\/td>\nP-2.75%\/P-3.0% (2.5%)<\/span><\/td>\n1%<\/span><\/td>\n\u4e2d\u9280 \/ \u532f\u8c50 \/ \u6046\u751f \/ \u6e23\u6253 \/ \u6771\u4e9e \/ \u5275\u8208<\/span><\/td>\n<\/tr>\n
    \u4e2d\u9280\/ \u532f\u8c50\/ \u6046\u751f\/ \u96c6\u53cb\/\u5357\u6d0b\u5546\u696d \u7684 P \u70ba 5.0%;<\/span><\/p>\n

    \u5bcc\u90a6\u7684 P \u70ba 5.375%<\/span><\/p>\n

    \u6c38\u4ea8\u7684 P \u70ba 5.50%;<\/span><\/p>\n

    \u5176\u4ed6\u5247\u70ba 5.25%<\/span><\/p>\n

    **\u4e0a\u8ff0\u8cc7\u6599\u53ea\u4f9b\u53c3\u8003,\u4e00\u6982\u4ee5\u6709\u95dc\u9280\u884c\/\u6a5f\u69cb\u6279\u6838\u4f5c\u6e96<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

     <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    \n

    \u4f4f\u5b85\u7269\u696d\u6309\u63ed\u6b3e\u606f\u7387\u4e00\u89bd\u8868<\/b><\/h2>\n<\/td>\n<\/tr>\n

    \u8cb8\u6b3e\u6a5f\u69cb<\/span><\/td>\n\u6309\u63ed\u7522\u54c1(\u606f\u7387\/ \u73fe\u91d1\u56de\u8d08\/ \u7f70\u606f\u671f)<\/span><\/td>\n<\/tr>\n
    \u532f\u8c50\u9280\u884c HSBC<\/span><\/p>\n

    (P: 5.0%)<\/span><\/td>\n

    		\u5c11\u65bc 6\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.42%-1.45%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08\uff1a0.2%-0.5%\u00a0<\/span><\/p>\n

    6\u767e\u842c – 1\u5343\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.38%-1.42%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.5%-0.8%\u00a0<\/span><\/p>\n

    1\u5343\u842c – 2\u5343\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.35%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.8%-1%<\/span><\/p>\n

    \u591a\u65bc 2\u5343\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.35%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 1%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.50%<\/span><\/p>\n

    \u7f70\u606f\u671f:2\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u6642\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6236\u53e3**<\/span><\/td>\n<\/tr>\n

    \u4e2d\u570b\u9280\u884c BOC<\/span><\/p>\n

    (P: 5.0%)<\/span><\/td>\n

    		\u5c11\u65bc 3\u767e\u842c<\/b>\u00a0<\/span><\/p>\n

    (1\u500b\u6708)HIBOR+1.45%-1.5%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.2%- 0.3%<\/span><\/p>\n

    3\u767e\u842c – 6\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.40%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.5%- 0.8%\u00a0<\/span><\/p>\n

    6\u767e\u842c – 1\u5343\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.35%-1.4%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.8%\u00a0<\/span><\/p>\n

    1\u5343\u842c – 2\u5343\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.35% – 1.40%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.9%-1%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.50%<\/span><\/p>\n

    \u7f70\u606f\u671f:2\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u6642\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6236\u53e3**<\/span><\/td>\n<\/tr>\n

    \u6e23\u6253\u9280\u884c SCB<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		\u5c11\u65bc 3\u767e\u842c<\/b><\/p>\n

    HIBOR+1.55%<\/span><\/p>\n

    \u4e0a\u9650P-2.65%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0%\u00a0<\/span><\/p>\n

    3\u767e\u842c – 6\u767e\u842c<\/b><\/p>\n

    HIBOR+1.5%<\/span><\/p>\n

    \u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.2%\u00a0<\/span><\/p>\n

    6\u767e\u842c – 1\u5343\u842c<\/b><\/p>\n

    HIBOR+1.45%<\/span><\/p>\n

    \u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.5%<\/span><\/p>\n

    1\u5343\u842c – 2\u5343\u842c<\/b><\/p>\n

    HIBOR+1.45%<\/span><\/p>\n

    \u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.88% <\/span>HIBOR+1.45%\u4e0a\u9650P-2.75%\u73fe\u91d1\u56de\u8d08<\/span><\/p>\n

    \u7f70\u606f\u671f:2\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u6642\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6236\u53e3**<\/span><\/td>\n<\/tr>\n

    \u6046\u751f\u9280\u884c HSB<\/span><\/p>\n

    (P:5.0%)<\/span><\/td>\n

    		1\u767e\u842c – 3\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.50%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.2%-0.4%<\/span><\/p>\n

    4\u767e\u842c – 1\u5343\u842c\u00a0<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.4%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.2%-0.5%<\/span><\/p>\n

    1\u5343\u842c – 2\u5343\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.45%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.8%\u00a0<\/span><\/p>\n

    \u591a\u65bc 2\u5343\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.40%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 1%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.50%<\/span><\/p>\n

    \u7f70\u606f\u671f:2\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u6642\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6236\u53e3**<\/span><\/td>\n<\/tr>\n

    \u82b1\u65d7\u9280\u884c Citi bank<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		1\u767e\u842c – 3\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.45%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.2%<\/span><\/p>\n

    3\u767e\u842c – 6\u767e\u842c<\/b>\u00a0<\/span><\/p>\n

    (1\u500b\u6708)HIBOR+1.38%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.55%<\/span><\/p>\n

    6\u767e\u842c – 1\u5343\u842c<\/b><\/p>\n

    (1\u500b\u6708)<\/span><\/p>\n

    HIBOR+1.35%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.85%\u00a0<\/span><\/p>\n

    \u591a\u65bc 1\u5343\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.35%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08:1%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u7f70\u606f\u671f:2\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u6642\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6236\u53e3**<\/span><\/td>\n<\/tr>\n

    \u5efa\u8a2d\u9280\u884c China Construction Bank (Asia)<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		\u5c11\u65bc 4\u767e\u842c\u00a0<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.45%-1.50%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.2% – 0.5%<\/span><\/p>\n

    4\u767e\u842c – 1\u5343\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.35%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08\u20250.5%-0.8%\u00a0<\/span><\/p>\n

    \u591a\u65bc 1\u5343\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.30%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 1%<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.75%<\/span><\/p>\n

    \u7f70\u606f\u671f:2\u5e74<\/span><\/p>\n

    **\u540c\u6642\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6236\u53e3**<\/span><\/td>\n<\/tr>\n

    \u4ea4\u901a\u9280\u884c<\/span><\/p>\n

    Bank of Communication<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		2\u767e\u842c – 5\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.40%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.6%\u00a0<\/span><\/p>\n

    5\u767e\u842c – 8\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.35%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.8%\u00a0<\/span><\/p>\n

    8\u767e\u842c – 1\u5343\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.35%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 1%\u00a0<\/span><\/p>\n

    \u591a\u65bc 1\u5343\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.30%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 1%<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.75%<\/span>
    \n<\/span>\u7f70\u606f\u671f:2\u5e74<\/span><\/p>\n

    **\u8a2d\u639b\u9264\u5b58\u6b3e\u6236\u53e3**<\/span><\/td>\n<\/tr>\n

    \u5de5\u5546\u9280\u884c ICBC<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		**\u958b\u7406\u8ca1\u91d1\u8cec\u6236$0.8M \/ MIP<\/span><\/p>\n

    \u5c11\u65bc 5\u767e\u842c<\/b><\/p>\n

    HIBOR+1.38%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.80%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.75%<\/span><\/p>\n

    \u591a\u65bc 1\u5343\u842c<\/b><\/p>\n

    HIBOR+1.35%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.80%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.75%\u00a0<\/span><\/p>\n

     <\/p>\n

    **\u4e0d\u958b\u7406\u8ca1\u91d1\u8cec\u6236<\/span><\/p>\n

    \u591a\u65bc 50\u842c<\/b><\/p>\n

    HIBOR+1.45%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.20%<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.5%\u00a0<\/span><\/p>\n

    \u591a\u65bc3\u767e\u842c<\/b><\/p>\n

    HIBOR+1.4%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.60%<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.75%<\/span><\/p>\n

    \u591a\u65bc5\u767e\u842c<\/b><\/p>\n

    HIBOR+1.35%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.80%<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.75%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u4ee5\u4e0a\u5168\u90e8\u7f70\u606f\u671f:3\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u6642\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6236\u53e3**<\/span><\/td>\n<\/tr>\n

    \u96c6\u53cb\u9280\u884c Chiyu Bank<\/span><\/p>\n

    (P:5.0%)<\/span><\/td>\n

    		(1\u500b\u6708)HIBOR+1.45%\u00a0<\/span><\/p>\n

    \u5c11\u65bc 6\u767e\u842c<\/b><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.8%\u00a0<\/span><\/p>\n

    \u7f70\u606f\u671f: 3\u5e74\u00a0<\/span><\/p>\n

    \u591a\u65bc 6\u767e\u842c<\/b><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.6%\u00a0<\/span><\/p>\n

    \u7f70\u606f\u671f: 2\u5e74\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.50%\u00a0<\/span><\/td>\n<\/tr>\n

    \u4e2d\u4fe1\u9280\u884c China Citic Bank<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		(1\u500b\u6708)HIBOR+1.50%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.75%<\/span><\/p>\n

    P-plan \u5168\u671f P-2.75%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.2%<\/span><\/p>\n

    \u7f70\u606f\u671f:2\u5e74\u00a0<\/span><\/p>\n

    **\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6236\u53e3**<\/span><\/td>\n<\/tr>\n

    \u6771\u4e9e\u9280\u884c BEA<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		1\u767e\u842c – 3\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.5%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.5%\u00a0<\/span><\/p>\n

    3\u767e\u842c – 6\u767e\u842c\u00a0<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.45%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 1%\u00a0<\/span><\/p>\n

    \u591a\u65bc 6\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.4%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 1%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u7f70\u606f\u671f:2\u5e74<\/span><\/td>\n<\/tr>\n

    \u5357\u6d0b\u5546\u696d\u9280\u884c NCB<\/span><\/p>\n

    (P:5.0%)<\/span><\/td>\n

    		(1\u500b\u6708)HIBOR+1.50%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.50%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.2%<\/span><\/p>\n

     <\/p>\n

    P plan : P-2.5%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 1%<\/span><\/p>\n

     <\/p>\n

    \u7f70\u606f\u671f: 3 \u5e74<\/span><\/td>\n<\/tr>\n

    \u62db\u5546\u6c38\u9686\u9280\u884c\u00a0<\/span><\/p>\n

    CMB Wing Lung Bank<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		\u5c11\u65bc 3\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.50%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.0%<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.65%<\/span><\/p>\n

    \u591a\u65bc 3\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.45%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.4%\u00a0<\/span><\/p>\n

    \u591a\u65bc 3\u767e\u842c + 1\u767e\u842c \u5b58\u6b3e<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.40%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.6%\u00a0<\/span><\/p>\n

    \u591a\u65bc 6\u767e\u842c + 1\u767e\u842c \u5b58\u6b3e<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.35%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.8%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.75%<\/span><\/p>\n

    \u7f70\u606f\u671f:3\u5e74\u00a0<\/span><\/p>\n

    **\u540c\u6642\u4eab\u6709\u9ad8\u606f\u5b58\u6b3e\u6236\u53e3**<\/span><\/td>\n<\/tr>\n

    \u5927\u65b0\u9280\u884c DSB<\/span><\/p>\n

    (P:5.25%)<\/span><\/td>\n

    		P – 2.3%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0\u00a0<\/span><\/p>\n

    \u7f70\u606f\u671f: 3\u5e74\u00a0<\/span><\/p>\n

    **\u8f49\u6309\u66ab\u505c**<\/span><\/td>\n<\/tr>\n

    \u6c38\u4ea8\u9280\u884c Wing Hang<\/span><\/p>\n

    (P:5.50%)<\/span><\/p>\n

     <\/td>\n

    		(1\u500b\u6708)HIBOR+1.40%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.70%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0<\/span><\/p>\n

    \u7f70\u606f\u671f:1\u5e74<\/span><\/p>\n

    P plan: P-3.0%<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0<\/span><\/p>\n

     <\/p>\n

    \u7f70\u606f\u671f: 1\u5e74<\/span><\/td>\n<\/tr>\n

    \u6c38\u4ea8\u8ca1\u52d9 Wing Hang Credit<\/span><\/p>\n

    (P:5.50%)<\/span><\/p>\n

     <\/td>\n

    		(3\u500b\u6708)HIBOR+2.5%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.5%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08\u9ad8\u9054: 0.50%\u00a0<\/span><\/p>\n

     <\/p>\n

    \u7f70\u606f\u671f: \u4e09\u5e74 (3% \/ 2% \/ 1% )<\/span><\/td>\n<\/tr>\n

    \u5bcc\u90a6\u9280\u884c Fubon Bank (HK)<\/span><\/p>\n

    (P:5.375%)<\/span><\/p>\n

     <\/td>\n

    		1\u767e\u842c – 3\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.50%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.2%<\/span><\/p>\n

    3\u767e\u842c – 5\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.5%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.5%\u00a0<\/span><\/p>\n

    \u591a\u65bc 5\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.5%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0.8%<\/span><\/p>\n

     <\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650P-2.7% (2.675%)\u00a0<\/span><\/p>\n

    \u7f70\u606f\u671f:2\u5e74<\/span><\/p>\n

    **\u4e0d\u8a2d\u9ad8\u606f\u6236\u53e3**<\/span><\/td>\n<\/tr>\n

    \u5927\u773e\u9280\u884c Public Bank<\/span><\/p>\n

    (P:5.375%)<\/span><\/p>\n

     <\/td>\n

    		P-plan:\u5168\u671f P-2.75%\u00a0<\/span><\/p>\n

    \u9ad8\u9054\u56de\u8d08: 0.5%<\/span><\/p>\n

    \u7f70\u606f\u671f: 2\u5e74 (2%\/1%)<\/span><\/td>\n<\/tr>\n

    \u661f\u5c55\u9280\u884c DBS<\/span><\/p>\n

    (P:5.25%)<\/span><\/p>\n

     <\/td>\n

    		\u5c11\u65bc 5\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.60%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.50%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08\u9ad8\u9054: 0%<\/span><\/p>\n

    5\u767e\u842c – 8\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.60%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.60%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08\u9ad8\u9054: 0.2%<\/span><\/p>\n

    \u591a\u65bc 8\u767e\u842c<\/b><\/p>\n

    (1\u500b\u6708)HIBOR+1.50%\u00a0<\/span><\/p>\n

    \u6309\u606f<\/span>\u4e0a\u9650 P-2.65%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08\u9ad8\u9054\u2025 0.2%<\/span><\/p>\n

     <\/p>\n

    \u7f70\u606f\u671f: 3\u5e74<\/span><\/td>\n<\/tr>\n

    \u83ef\u4eba\u8ca1\u52d9 HKCB<\/span><\/p>\n

    (P:5.25%)<\/span><\/p>\n

     <\/td>\n

    		\u5168\u671f\u4f4e\u81f3 P-2.75%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08: 0%\u00a0<\/span><\/p>\n

    \u7f70\u606f\u671f: 2\u5e74 (2%\/1% )<\/span><\/td>\n<\/tr>\n

    \u5927\u773e\u8ca1\u52d9 Public Finance<\/span><\/p>\n

    (P:5.375%)<\/span><\/p>\n

     <\/td>\n

    		\u5168\u671f\u4f4e\u81f3 P-2.50%\u00a0<\/span><\/p>\n

    \u73fe\u91d1\u56de\u8d08\u53ef\u9054: 0.5%(\u8cb7\u8ce3)\u00a0<\/span><\/p>\n

    \u7f70\u606f\u671f: 2\u5e74 (3%\/2% )<\/span><\/p>\n

    (\u6e05\u6578:\u5168\u671fP-2%)<\/span><\/td>\n<\/tr>\n

    (\u8a3b:\u6709\u95dc\u6309\u63ed\u689d\u6b3e\u96a8\u6642\u56e0\u61c9\u76f8\u95dc\u9280\u884c\u4fee\u8a02\u800c\u6709\u6240\u66f4\u6539)<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

     <\/p>\n","protected":false},"excerpt":{"rendered":"

    \u4e70\u697c\u53ef\u80fd\u662f\u4f60\u4f1a\u8fdb\u884c\u6700\u5927\u989d\u7684\u4ea4\u6613\u3002\u5728\u5b89\u6392\u6309\u63ed\u8d37\u6b3e\u4e4b\u524d\uff0c\u60a8\u9700\u8981\u786e\u4fdd\u81ea\u5df1\u6709\u507f\u8fd8\u8d37\u6b3e\u7684\u80fd\u529b\u3002\u8fd9\u7bc7\u6587\u7ae0\u4f1a\u52a9\u4f60\u4e86\u89e3\u5982\u4f55\u8ba1\u7b97\u2026<\/p>","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-4738","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.28tsingyi.com\/zh\/wp-json\/wp\/v2\/pages\/4738","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.28tsingyi.com\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.28tsingyi.com\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.28tsingyi.com\/zh\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.28tsingyi.com\/zh\/wp-json\/wp\/v2\/comments?post=4738"}],"version-history":[{"count":0,"href":"https:\/\/www.28tsingyi.com\/zh\/wp-json\/wp\/v2\/pages\/4738\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.28tsingyi.com\/zh\/wp-json\/wp\/v2\/media?parent=4738"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}